Capitec Branch Code 2026
The only branch code you'll ever need for Capitec.
The Universal Code
Capitec uses ONE branch code for ALL branches nationwide:
Good News: It's Simple!
Unlike traditional banks that historically had different codes for each branch, Capitec has always used a single universal branch code. Whether the recipient opened their account in Johannesburg, Cape Town, or a rural town, the code is always 470010.
Why does Capitec only have one code?
Capitec Bank was founded in 2001 as a "digital-first" bank. Unlike older banks like FNB, Standard Bank, or Absa that started with physical branch networks (each with unique codes), Capitec designed their systems from scratch with centralized processing.
This means you never need to ask someone which branch they opened their account at. Just use 470010 for any Capitec payment.
Capitec Branch Locations
Note: All Capitec branches use the same code (470010). This table shows branch locations for reference only.
| Branch Name | Branch Code |
|---|---|
| Sandton | 470010 |
| Rosebank | 470010 |
| Menlyn | 470010 |
| Brooklyn Mall | 470010 |
| Gateway | 470010 |
| Pavilion | 470010 |
| Cape Town CBD | 470010 |
| Canal Walk | 470010 |
| V&A Waterfront | 470010 |
| Centurion Mall | 470010 |
| Fourways | 470010 |
| Mall of Africa | 470010 |
| Cresta | 470010 |
| Tyger Valley | 470010 |
| Bloemfontein | 470010 |
| Nelspruit | 470010 |
| Polokwane | 470010 |
| Port Elizabeth | 470010 |
| East London | 470010 |
| Kimberley | 470010 |
International Payments (SWIFT)
If you are receiving money from abroad (e.g., UK, USA, Europe), the sender will need Capitec's SWIFT/BIC code, not just the branch code.
For international transfers, you'll also need to provide: Account holder name, Account number, and the bank's address (1 Quantum Street, Techno Park, Stellenbosch, 7600).
Capitec Bank Details Summary
Branch Code
470010
SWIFT Code
CABORAZJ
Bank Name
Capitec Bank Limited
Account Type
Savings / Current
Frequently Asked Questions
How do I find my Capitec branch code on the app?
Open the Capitec app → Tap on your account → Select "Account details" → The branch code (470010) will be displayed along with your account number.
Is the branch code the same for Global One accounts?
Yes! All Capitec accounts (Global One, savings, credit facilities) use the same universal branch code: 470010.
What if someone asks for a 6-digit branch code?
Capitec's code is already 6 digits: 470010. Some older systems might expect this format, and Capitec's code works perfectly.
What is branch code 470010?
470010 is Capitec Bank's universal branch code, valid for every Capitec branch and every account type across South Africa. There is no separate code per branch — Brackenfell, Sandton, Bloemfontein and every other Capitec branch all use 470010.
Is 47001 the correct Capitec code?
No — 47001 is incomplete. The full Capitec branch code is 470010 (six digits). Some EFT systems pad to 6 digits while others display the 5-digit prefix; always use the full 470010 to be safe.
What is the Capitec code for Brackenfell, Bloemfontein, Sandton or other branches?
All branches — Brackenfell, Brackenfell Hyper, Bloemfontein, Sandton, Cape Town CBD, Durban, every location — use the same code: 470010. Capitec's centralised processing means a single code works regardless of where the recipient opened their account.
What is Capitec's BIC or SWIFT code?
Capitec Bank's SWIFT/BIC code is CABORAZJ. Use this for international transfers from outside South Africa. Domestic EFTs only need the branch code 470010.