Credit and loans editor

James Pretorius

Johannesburg β€’ 10+ years writing about SA personal finance

About

James focuses on consumer credit β€” personal loans, credit cards, debt review and the National Credit Act. He spent five years as a debt counsellor (NCRDC2876) before moving full-time into journalism, and his work consistently emphasises the total cost of credit, not just headline interest rates.

Qualifications

  • BCom Law (NWU)
  • Registered Debt Counsellor (NCRDC2876, 2018–2023)

Topics covered

loanscreditncacash converterspep loansdebt

Recent articles by James

Editorial standards

James's articles are written and reviewed against the MoneyToday editorial policy. See how we source, fact-check and update our content on our editorial policy page.