Yebo Loans available for blacklisted people in South Africa

Yebo Loans

If you’re blacklisted and are having trouble looking for a credible lender that will consider your loan request, try approaching Yebo Loans. They offer personal loans that can be availed even by clients with bad credit rating.

What is Yebo Loans?

Yebo Loans is a financial service provider in South Africa that started operations back in 2005. Over the years, their client base grew due to the flexibility and affordability of the loan products they offer.

Yebo Loans allow you to borrow money from as small as R5 000, up to a maximum of R120 000. You can use this money any way you want without restrictions.

Their loans are categorized as unsecured loans. This means you don’t need to surrender any collateral when requesting for a loan.

Yebo Loans has its doors open to blacklisted people and those who have a bad credit history. As long as these people can pay the amount they’re requesting, Yebo Loans will approve their application.

Getting Your Loan

To apply for Yebo Loans, simply go to their website and fill out the application form. You can also call them or contact them through email if you can’t access their website.

Once done, submit the form together with the additional documents discussed below. Expect to receive a response from them within a day or two after receiving your loan request.

Yebo Loans is not available to individuals who are self-employed and those who earn their monthly salary through commissions only. These people may lack the minimum fixed income required to pay off the monthly repayments for the loan.

If you’re self-employed you can check for tips to get personal loans here.

Government pensioners are also ineligible to apply for Yebo Loans. Your loan application will also be rejected if you’re under debt review or financial administration.

Interest & Fees

They can tailor-fit your personal loans to make the rates more affordable and suitable to your repayment capabilities. There’s no need to worry about paying excessive and unreasonable rates because their offers are bound by the regulations under the National Credit Act.

Yebo Loans may offer much lower interest rates if you have a good credit standing. On the other hand, those with bad credit history may be charged with higher rates and may be subjected to stricter terms and conditions.

Repayment Schedule

Repayment terms are flexible and can be arranged with Yebo loans to suit your financial capabilities.


To be eligible to apply for Yebo loans, you must satisfy the following requirements below:

  • You must be a South African citizen, age 18 years and above
  • Permanently employed by the same employer for at least 3 months
  • You have an account in any bank in South Africa

Upon application, you must also submit the following documents listed below:

  • Payslips for the past 3 months
  • Bank statements for the past 3 months
  • Proof of residence
  • Your South African ID book

Only copies of these documents are required to be submitted. There’s no need for you to forward the original, although it will be for the best to keep them for future reference.

Contact Details

You can visit their website to know more about Yebo loans. If you want to get in touch with them through phone or email, take note of the following contact details:

Phone: 087 151 1537

Fax: (+27) 41 366 1108 or (+27) 86 619 3840



A friendly consultant will receive your call and answer your queries regarding the loan products the company offers.

If you’d like to give them a visit, you can find their office at the following address:

Office Address: Commercial Road Pick ‘n Pay Centre, Sidwell, Port Elizabeth, 6001