Picotifin Finance

Are you in need of extra funds to purchase something you’ve been wanting to buy? Maybe you need a few rands to pay for car repair? Or maybe something happened to a family member and you need quick cash to pay for expenses?

If you’re in a similar situation, Picotifin Finance can help you get through it.

What is Picotifin Finance?

Picotifin is a small lending company that offers quick cash loans to South Africans.

Picotifin understands the agony to wait for that quick cash, especially in emergency situations. This is why the company takes pride in being one of the fastest loan providers in the country. They promptly take action upon receiving your loan request so they can deposit the money in your bank account the soonest time possible.

Picotifin also provides online cash loans to people who have trouble getting approved by other lenders. Even if you’re blacklisted, you can still apply for Picotifin loans. You can improve your credit rating little by little with this lender’s help.

Getting Your Loan

Forget the long queues and the waiting game to get your loan request approved. You don’t need to waste your time on long lines because you can apply for Picotifin loans online. Just fill out their application form online and they’ll get back to you in as fast as 30 minutes upon receiving your request.

After getting approved, you’ll receive the requested amount in the bank account you’ve provided them.

Interest & Fees

Picotifin doesn’t charge their clients anything for applying for a loan. The approved loan itself, though, is charged with initiation fees, service fees, and interest.

Clients with good credit rating can afford the lowest rates Picotifin can provide. However, expect higher rates to be imposed on your loan if you’re a blacklisted client.

Repayment Schedule

Depending on the agreed terms, repayment period ranges from 1 month to 3 years.


To get your request processed right away, provide them with the following documents upon submission of your application form.

  • South African ID book or any valid passport
  • 3 months’ worth of bank statement (Make sure the statements are dated with a bank stamp)
  • Latest payslips from your current employer (Have at least 6 months’ worth of payslips ready just to be sure)
  • Proof of residence (Bills from the past 3 months will do)


You should be earning a monthly salary of at least R1 500 to R3 000 to get your loan request approved.


Submit the form along with the additional documents required and give Picotifin a few minutes to assess your request. Soon, you’ll be walking to the bank to withdraw the money you’ve just received from your approved loan.

Contact Details

The application process for Picotifin loans is swift and straightforward. Contact them and you’ll be received by friendly consultants on the other end of the line.

Phone: 086 536 8797

Fax: 011 907 3459


If you want to visit them personally at their office, take note of the following address and office hours:


Office Address: 1 Fore Street, New Redruth, Alberton, Gauteng,1448, South Africa

Monday to Thursday: 8:00 AM to 5:30 PM

Friday: 9:00 AM to 5:30 PM