Updated 21.04.2021

Mr Cash Loans

For those who are having trouble getting unsecured loans from creditors, you can approach Mr Cash Loans and have a look at how they can help you with your problem.

What is Mr Cash Loans?

Mr Cash Loans is a creditor that offers unsecured loan products to clients in South Africa. Since these loans are unsecured, you don’t have to submit an asset to serve as collateral for your loan.

You don’t have to line up in banks just to apply for a loan. As long as you have a stable internet connection, you can apply for loans offered online by Mr Cash Loans.

You can borrow any amount between R1 000 and R200 000. Your creditworthiness will determine the allowable loan amount you can ask for.

Mr Cash Loans - Easy Online Loans and Cash Loans

Getting Your Loan

To apply for a loan, just fill out the application form and go through their 3-step process. Make sure you provide your contact details, i.e. email and phone number, so Mr Cash Loans can get in touch with you.

Their approval process is much faster compared to banks. The processing time will not take more than 3 days to complete. Mr Cash Loans can deposit the requested amount within 24 hours after approving your loan.

Take note that Mr Cash Loans may conduct credit checks to ensure your capability to fully repay the loan on the agreed terms.

You can still apply for a loan even if you don’t have a good credit standing. Mr Cash Loans will still look into your request and evaluate it like any other loan application.

Interest & Fees

The maximum annual interest rate they charge on their loans is 28%.

They have a loan calculator you can use to get a rough estimate of how much your monthly instalment will cost for a specific loan amount.

Repayment Schedule

Loans can be repaid in as short as 3 months. The maximum repayment period allowed by Mr Cash Loans is 60 months or 5 years.


You have to pass the minimum requirements of Mr Cash Loans listed below to avail their loan products.

  • A South African citizen of legal age but not above 60 years old
  • Permanently employed by the same employer for the last 6 months
  • Have a bank account in South Africa where your salary is regularly deposited every month
  • You are earning at least R5 000 every month

People who are under debt administration, sequestration, or debt review are not allowed to apply for a loan. Mr Cash Loans will also reject your application if you are self-employed without a regular income.

You must be able to fax or email the additional documents listed below in order for Mr Cash Loans to process your loan request.

  • Bank statements for the last 3 months, certified with a bank stamp
  • Copy of your barcoded ID book
  • Latest payslips from your current employer

Failure to submit the documents listed above may result in the delay or even rejection of your request.

Contact Details

You can inquire about your loan or give Mr Cash Loans a feedback on their service by calling any of the following numbers:

Phone: 087 822 1779 or 086 722 7109

Their office can be found at the following address:

Office address: South Crest, Alberton, Gauteng 1450

They’re open only during weekdays from 8:00 AM to 4:00 PM, so take note of this schedule if you want to talk to them or visit their office.