Updated 08.10.2021


What is Investec?

Investec is a small lending company that was founded in 1974 in South Africa. As years passed, their business boomed and grew to become an international organization that manages over £150 billion worth of assets. They have branches in over 40 cities across the globe and is listed in several stock market indices.

They provide banking, investing, and financing services to individuals, businesses, corporations and institutions, and even intermediaries. Their business is focused on providing these 3 services: Asset Management, Specialist Banking, and Wealth & Investment.

For financing, Investec SA offers these lending services to its clients: personal lending, property finance, and finance for practice.

Personal lending includes home loans, vehicle financing, medical practice and equipment financing, and specialized financing.

Getting Your Loan at Investec

Investec loans can be requested by visiting their website and filling out the online form. Supply the required information to make it easier for them to assess the eligibility of your application. Provide either your phone number or email address to give them a way to contact you.

After submitting the form, wait for their response regarding the details on how you can proceed further with your request.

Investec SA offers secured personal loans, meaning you can offer up a collateral to increase the amount you can borrow. You can borrow as much as you need up to the equivalent value of the surrendered collateral.

For secured loans, expect the approval process to take a longer time. Investec Loans SA may not release funds as fast as how other lenders provide quick loans. However, you’re assured that you’re dealing with a reliable lender that can back you up until you repay the full amount you borrowed.

Investec ZA performs credit checks to assess if they’ll approve your loan request or not. You can’t proceed with your application if you don’t approve of this rule.

Interest & Fees

Interest rates and fees can be further discussed when you apply for a loan. Submit your loan request online through their website or have them call you back to talk about this matter.

Their online platform, Investec Online, can also serve as your payment gateway to service your loans. If you do this, the monthly fees on your Investec Loans SA will be waived.

Repayment Schedule

Repayment terms will vary depending on the type of loan you’re requesting. Investec SA will give you further details on this as you proceed with the next steps of your loan application.


Investec loans SA is available to South African citizens of legal age only. Foreign residents temporarily staying in the country are not eligible for this program.

Contact Details

For inquiries regarding their services, you can contact Investec SA via phone and send documents over fax.  They’re available 24/7, all year round.

Phone: +27 11 286 9663 or 0860 110 161

Fax: +27 11 286 7777

Email: Private.Bank@investec.co.za

You can also leave a message on their Contact Us page. They’ll get back to you as soon as their service agents become available.

Investec SA has many branches spread across the country. If you want to visit their main office, take note of the following location:

Office address: 100 Grayston Drive, Sandown, Sandton, 2196, South Africa