Are you looking for someone to help you get a personal loan even though you have a bad credit standing? Find-A-Loan SA may be the answer you’re looking for. They can help you get a loan from reputable lenders, free of charge.
What is Find-A-Loan?
Find-A-Loan SA is a company that works on your behalf in negotiating with lenders to get the best deal suited to your needs and financial capabilities. They’re partnered with various lenders in the country who specialize in providing personal loans even to people with bad credit ratings in South Africa.
You don’t have to go to a bank to line up and submit your loan request. Find-A-Loan SA will do the work for you without charging any additional fees. All you need to do is sit back and relax in the comfort of your home while they look for the best lender that matches your needs.
Getting Your Loan
Their application process takes only a few minutes to finish. Find-A-Loan SA will get in touch with you within an hour after receiving your request, advising you about the status of your loan application.
Find-A-Loan SA provides personal loans as much as R200 000.
Find-A-Loan SA won’t perform a credit check on your profile. However, their partner lenders may perform checks to ensure you’re capable of repaying the loan on the agreed terms.
Those who are under debt review are automatically ineligible to apply for offers provided by Find-A-Loan SA.
Interest & Fees
Interest rates vary from 22.3% to 28%, depending on the amount you’re borrowing.
Repayment terms vary in length, depending on the amount and the policy of the lender. Usually, the minimum length is 7 months and the maximum limit is 72 months.
Everyone is welcome to apply for loans offered by Find-A-Loan SA as long as they meet the minimum requirements specified below:
- You must be a South African citizen and at least 18 years of age
- You have a monthly income amounting to at least R1 500
Lenders typically require the following documents to be submitted before they start processing your loan request:
- ID documentation
- Bank account statements
- Proof of residence
Some lenders may not require you to pass these documents but it’s better to be prepared than risk getting your request delayed or denied.
Find-A-Loan SA has a contact form available on their website. You can just send your queries and concerns using this form. However, if you prefer to talk to one of their representatives, you can dial the number listed below:
Phone:082 258 8911
If you personally want to go to their office and submit your loan request, you can find them at the following address:
Office address: 5 Tiptol Street, Hermanus, Western Cape 7200
Their office is open on weekdays from 8:30 AM to 4:30 PM. They’re closed during public holidays and weekends.