MiWay Car insurance is one of the leading car insurance companies in South Africa. They’re known for their affordable car insurance and great services by millions of South Africans. Consumers can choose from a variety of tailor-made options to suit their budgets. In this article, we take a look at everything you need to know about MiWay and why they’re a great insurance option.
Different cover options offered by MiWay Car Insurance
Getting car insurance can often be a mundane task; however, MiWay makes the task quite simple. They allow you to choose from four different cover options best suited for you. These options include; Third-Party Only, Third-Party Fire and Theft, Comprehensive Insurance cover and Total Loss cover.
- Third-Party only will cover damage that you might have caused to another vehicle. With this option, damage or loss to your own vehicle will not be covered.
- Third-Party Fire and Theft cover will provide you with insurance for fire damage and theft to your vehicle. This option will also cover other vehicles which you may have been damaged during an accident.
- Comprehensive Car Insurance is by far the best option. This option covers hijacking, theft, damages from any accident or natural disaster and any intentional damage to your vehicle by others. Comprehensive cover also includes any liabilities to other vehicles damaged during an accident.
- Total Loss Cover insures consumers for the total loss of their vehicles. This includes write-offs, theft and hijacks.
MiWay Car Insurance Quote
Getting a car insurance quote from MiWay is a fairly simple process. You can visit their website and follow the prompts by entering your details. Once your details have been entered the company will call you back.
Another option to getting a car insurance quote instantly is by calling MiWay directly. Before getting quoted you will be notified that all calls are recorded for quality and training purposes.
During the quote, the advisor will ask you a few questions regarding your vehicle and insurance history. It’s important to note that your ITC might also be checked during the quote. It’s best to provide as much information as possible to get the best insurance rate.
MiWay Insurance also offers some additional benefits such as free roadside assistance and a mobile app to be able to easily submit claims.
Factors that can affect your quote
There are some factors that MiWay might look at when quoting you. This may be subject to the company’s laws and regulations.
Insurance history, previous accidents and licence dates all play a huge role in determining the insurance premiums each person pays. If a client is a fairly new driver, their insurance quote may be higher. Furthermore, if a client may have been involved in a few accidents the quote might also be affected.
An entire procedure is put into the process to determine the quoted price for each person. Other things that can also be looked at are the area a client works or stays in; this is also known as a risk profile. Remember to carefully review the policy wording before purchasing the insurance policy.
MiWay Car Insurance Contact Details
If you have any queries or would like to get in touch with MiWay Insurance, you can call them directly on 0860 646 464. Trading hours are Monday- Friday 8:00 a.m. – 6:00 p.m. and Saturday 8:00 a.m. – 1:00 p.m.
Alternatively, you can visit their website on www.miway.co.za and fill out a form for an agent to contact you back.
For 24-hour emergency assistance, clients can contact 0860 076 764.
If you would like to report any fraud you can email also alternatively email MiWay directly at fraud@miway.co.za
MiWay also has a mobile app that’s free to download on Google Play and the App Store. The app has some great features and is perfect for getting in contact with MiWay. Clients can submit a claim, request documents, get roadside assistance and chat with an advisor.
MiWay Car Insurance Review
Before choosing a car insurance company it’s always important to see what consumers say about the company. Reviews can easily make or break any organization and luckily MiWay is one of the few insurance companies that manage to get it right.
MiWay has been reviewed by 89,800 clients on the infamous Hello Peter. The company upholds a strong average rating of 4.55 out of 5; which is great. In 2017 the company was ranked as “best in class” by the Ombudsman for Short-term Insurance.
Reviews of the company are mainly positive with most clients boasting the excellent customer service received. Furthermore, clients have ranked MiWay as one of the best insurance companies in South Africa. A major determining factor to this would have to be the budget-friendly rates as well as prompt responses from the company.
