First National Bank or FNB is said to be the oldest bank in South Africa which dates back to 1838 when Eastern Province bank was formed. Now, FNB operates as a division of FirstRand Bank Limited. They share a vision of transforming a good business into a great business and to help create a better world. FNB is also active in the environmental policies implemented by the Environmental Health and Safety Policy and Environmental Risk Policy.
FNB Loan Services
Customers can apply for loans the easiest way, with FNB’s online loan application. There are various short-term credit options available for customers that include benefits like a personalized interest rate. Loan services are the following: revolving loans, temporary loans and, personal loans.
Why Consolidation Loans are Convenient
FNB’s Credit Switch allows customers to consolidate their qualifying debt from various credit providers into one streamlined and convenient Personal loan. Customers can enjoy a unified lower monthly repayment, interest rate and set of fees. It’s hassle-free and a time-saver.
Consolidating your debt with a loan at FNB Bank
Customers can simply switch their credit with an FNB Personal loan which can take up to R300,000 to settle all of the qualifying agreements. FNB can manage the whole process for its customers. FNB is helping its customers to get out of debt quickly without negative consequences to their credit.
Apply for a Consolidation Loan
Customers can apply online or in-person. A step-by-step guide on how to apply the consolidation plan online is fully explained on their website. To qualify, customers have to be permanently employed or self-employed with a minimum net salary of R1800 p.m.
Try their Loan Simulator
Customers can conveniently try out the free bond calculator to give them an idea of a home loan they could qualify for, subject to a full credit assessment. After that FNB will help its customers fill in a full application to get the home loan process underway. This is great for customers who want to be sure of their decisions before applying for a specific loan.