The Standard Bank Diners Club Platinum Credit Card allows you to get travel, lifestyle and insurance benefits that will take your private banking to a whole new level. As long as you make a minimum of R 500 000.00 annually, then you can apply for this credit card.
Diners Club Platinum Features and Benefits:
- Travel perks
- Lounge access
- Insurance
- Account issued within 48 hours
- 55 days interest free
- Free secondary cards
- Real-time transaction updates and notification
Key Highlights of the Standard Bank Diners Club Platinum Credit Card:
- Access to pre-arranged Airport transfers as well as meet and greet
- Access to over 1000 airport lounges around the world in over 131 countries
- Complimentary express spa treatments at O.R Tambo International departures
- Flight discounts with Emirates up to 35% excluding airport taxes
- You become part of the Avis club
- The Diners Club Travel Tools mobile app has information on airport lounges locations and the latest privileges
- Complementary lifestyle concierge service
- Special offers through the Diners Club International network of privileges
- Invitations to Connoisseur events such as wine, whiskey, coffee, olive products as well as chocolate
- Wine of the month: you get access to preferential rates with Wine of the Month as part of the Diners Club Wine Club
- Earn and redeem your ClubMiles on the online Club store for occasional Hampers and gifts, conversation to vouchers to use at lifestyle stores associated with Diners Club
- Get complimentary Phase one Travel insurance with every public conveyance ticket purchased using your Diners Club Card
- You automatically insured and get immediate replacement of lost or stolen cards
- Credit card protection plan provides you with peace of mind that in the case of an unfortunate event, your credit card debt will be covered (optional)
Fees and Charges associated with the Standard Bank Diners Club Platinum Credit Card:
The below fees are valid as of the 17th of November 2020. These fees can change without notice:
- Monthly fee: R 80.00 per month
- Credit limit: Personalised
- Interest rate: Fixed
- Minimum monthly repayment: 3%
- Primary card: R 840.00
- Secondary card: Free
Application Eligibility for The Standard Bank Diners Club Platinum Credit Card:
- South African resident or have a valid passport
- Make a minimum annual income of R 500 000.00
How to apply Online for a Standard Bank Diners Club Platinum Credit Card:
There are two ways that you can apply for your There are two ways that you can apply for your Standard Bank Diners Club Platinum Credit Card:
Firstly, you can go into the bank, and let them know that you want this credit card option. They will then let you fill in the forms there and then and you will wait to hear if you qualify for the credit card.
Otherwise, you can go onto your Standard Bank banking app or on your online profile and request that you want to have the Diners Club Platinum credit card. You will then just need to complete the online application form. Once again, they will check to see if you can have the card and will let you know once they have done the check.
If you do not have a Standard Bank card already, you can apply for the card online through their website. Fill in the forms and wait to hear from them if you have been approved.
Once you get approved, if your card gets delivered to you or you go collect it, make sure that you have your ID with you to prove that they are giving the card to the right person.
You will need to have the following papers with you before you apply:
- Certified South African ID copy or valid passport if you are not a South African citizen
- Residential address verification no older than 3 months
- Latest copy of income tax return (IRP5) OR 3 months original bank statements
- Tax number/ SARS Payslip/ salary advice
- If you are living with someone and do not have proof of residence, then you need to provide an affidavit from the other person confirming that you live with them as well as the natural of your relationship
Pros and Cons:
There are a few pros and cons to this credit card:
Pros:
- 55 days interest free
- There are a lot of lifestyle, travel and insurance benefits for this card
Cons:
- You need to make a lot of money per year to apply for this card
- Credit card protection plan is optional so it does not automatically come with your new credit card
Why should you choose this card:
If you enjoy travelling as well as want to be part of an exclusive club that will give you access to events as well as discounts on wine and other products, then this is the right credit card option for you.
Overall Rating:
Overall, we give the Standard Bank Diners Club Platinum Credit Card 9/10
