Updated 28.05.2021

Nedbank SAA Voyager Gold Credit Card

Nedbank has a lot of Credit card options for you to choose from. We are going to look at the Nedbank SAA Voyager Gold Credit Card today.

Please note that due to the worldwide pandemic, Voyager miles will not expire until 31 March 2021. Even though there is a pandemic going on, you are still able to earn your miles when you swipe and use your Nedbank SAA Voyager Gold Credit Card.

Key Highlights of the Nedbank SAA Voyager Gold Credit Card

The Nedbank SAA Voyager Gold credit card has got a lot to offer you if you are the type of person who tends to travel a lot for business or for pleasure. Here are a few of the key highlights to this card:

  • There is no initial fee!
  • You get financial benefits as well as travel benefits
  • You earn voyager miles which you can use to buy other flights
  • You get flight discounts of up to 40% when flying with SAA domestically or internationally. This applies to certain flights.

Features and Benefits

One achieving the annual eligible-spend threshold of R 120 000.00 you qualify for one Continental (Africa) Companion ticket or when you achieve the annual eligible-spend threshold of R 220 000.00 you qualify for one Global (international) companion Ticket.

You get automatic basic travel insurance up to R 40 000.00.

You can also get bonus miles on your first SAA ticket purchased on your card. It will be awarded once your travel is completed. Best part is, it is an additional 10 000 voyager miles!

Travel Benefits:

  • Fastest SAA voyager miles earn rate
  • Companion tickets
  • Premium check-in

Financial Benefits:

  • Minimum monthly payment of only 5% is required
  • Up to 55 days interest-free credit
  • Convenient payments with automated direct debit orders
  • Free additional cards
  • Free SMS notifications for transactions over R 500.00
  • Monthly electronic statements

Fees and Charges associated with the Nedbank SAA Voyager Gold Credit Card

The below fees are the fees that have been up on the Nedbank Website as of the 19th of September 2020. Fees can change but this table will give you an idea of how much you will be spending per month on your card.

  • Once off initiation fee: Free
  • Monthly credit facility service fee: R 19.00
  • Service Fee per annum: R 700.00

Application Eligibility for The Nedbank SAA Voyager Gold Credit Card

  • R 80 000.00 qualifying income per annum
  • 18 years or older
  • South African resident or has a valid work permit
  • Good credit rating

How to Apply Online for a credit card from Nedbank

If you want to apply for the NedBank SAA Voyager Gold Credit card online, you need to go onto the NedBank website. Once you are there, fill in the online application form. Make sure that you have the relevant documents nearby as they are going to ask you to send them in with your application.

NedBank will then review your application and within a few days, you will know if you qualify or not. If you do, then your card can be sent to your house or your workplace. Alternatively, you can collect your card at your closest NedBank branch.

You will need to have the following papers with you before you apply:

  • Proof of residence
  • 3 months payslip or 3 months of bank statements. Your most recent 3 months
  • A valid ID

Pros and Cons

There are a few pros and cons to this credit card:


  • No initiation fee
  • You can collect voyager miles which you can put towards your next holiday ticket
  • Premium check-ins for your flights which makes you feel special
  • The monthly fees are not expensive
  • If you meet the threshold, you get rewarded free airfare tickets with SAA


  • Flights are not ideal at the current state the world is in at the moment
  • Your voyager miles do expire whereas other reward programs from other companies do not expire
  • Voyager miles will be lost if SAA goes under as a company

Why should you choose this card?

If you are the type of person who travels a lot or you wish to get a credit card that is going to help you buy a ticket for your December holiday, then this is the type of credit card you want to get. We also like this card because you can get a NedBank SAA voyager card if you have a valid work permit. Not any other banks will reward you with a credit card if you are not a South African citizen.

Overall Rating

We give the NedBank SAA Voyager Gold Credit Card 7/10